Darryln Leikauskas - CENTURY 21 Commonwealth



Posted by Darryln Leikauskas on 4/20/2018

RETAIL or OFFICE CONDO with highly visible FIRST FLOOR FRONT CORNER space with PRIVATE entrance, private half bath, and shared parking in lower lot. This is a well-managed, clean, 4 story office/retail building in the heart of Stoneham. Great location just 1 mile from Rt. 93 or Rt. 95/128 and on bus route to MBTA Orange Line. 1-3 year lease option. Tenant pays electricity.

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Posted by Darryln Leikauskas on 4/20/2018

Once you've made the transition from renter to homeowner, life is never the same again! While new responsibilities like home repairs and paying property taxes may sometimes feel like a burden, there are plenty of benefits that should outweigh the costs.

For example, home ownership usually brings with it tax advantages and investment features that can work in your favor. Getting guidance from a licensed tax advisor and financial consultant can help make sure you're getting the maximum return on your real estate investment.

Tips For House Hunters

If you're in the process of buying or looking for a new house, an experienced real estate agent (and home inspector) can be a valuable resource when evaluating the condition of a home, estimating the current market value of the property, and predicting the growth potential of the neighborhood. As you may already know, the location of a property is one of the most important aspects of its current and future value.

Seller disclosure laws, which vary from one state to the next, can offer buyers some measure of protection against costly problems, health or safety hazards, or quality of life issues down the road.

There are two reasons that seller disclosure requirements don't always protect home buyers from property flaws and repair problems: seller dishonesty or hidden conditions sellers aren't aware of. They can't reveal issues they don't know about, and in some cases problems are hidden behind walls, ceilings, and other places.

As mentioned, a potential obstacle to getting the full story about a home's history, flaws, and weaknesses is the seller's unwillingness to be completely honest. Even though they're opening themselves up to a potential lawsuit if they fail to reveal known problems with the property, they may risk it if they think full disclosure may derail their chances to sell the house or get top dollar for it.

From the buyer's standpoint, the best advice to keep in mind is caveat emptor: "Let the buyer beware." Your real estate agent can fill you in on the details of exactly what a seller needs to disclose, in terms of flaws, defects, hazards, damage, repairs, infestations, and even bizarre things like paranormal activity, suicides or crimes that occurred in the house. You'll also want to know things like whether the property is in a designated flood plain, whether there are any boundary line disputes, and if there are known toxic substances on the premises or underground.

While there are many variations in seller disclosure forms (depending on state laws and local conditions), there are also standard questions in most forms. As a side note, some localities may require disclosure about hazards such as earthquakes, fires, or other potential natural disasters.

You can get an overall idea of what's included by doing an online search for property disclosure forms. Generally speaking, the most reliable sources of information are your real estate agent, a real estate attorney, or your state's Department of State.





Posted by Darryln Leikauskas on 4/13/2018

Buying a home represents a dream come true for many individuals. However, to transform this dream into a reality, you'll likely need to qualify for a mortgage.

Finding the right mortgage may seem difficult, particularly for a first-time homebuyer. Fortunately, we're here to help you make sense of all of the mortgage options at your disposal so you can select the right option based on your budget and lifestyle.

Here's a closer look at three of the most common mortgage options for homebuyers.

1. Fixed-Rate

With a fixed-rate mortgage, there are no cost fluctuations. This means that you'll pay the same amount each month for the duration of your mortgage, regardless of economic conditions.

For example, if you sign up for a 15- or 30-year fixed-rate mortgage, you'll wind up paying the same amount each month until your mortgage is paid in full. In some instances, you may even be able to pay off your mortgage early without penalties.

A fixed-rate mortgage often serves as a great option for those who don't want to worry about mortgage bills that may fluctuate over the years. Instead, this type of mortgage guarantees that you'll be able to pay a consistent monthly amount for the life of your loan.

2. Adjustable-Rate

An adjustable-rate mortgage represents the exact opposite of its fixed-rate counterpart. The costs associated with this type of mortgage will change over time, which means you may wind up paying a fixed interest rate for the first few years of your loan and watch this rate go up a few years later.

For instance, a 5/1 adjustable-rate mortgage means that your interest rate is locked in for the first five years of your loan. After this period, the interest rate will adjust annually. Therefore, a rising interest rate may force you to allocate additional funds to cover your mortgage costs in the future.

An adjustable-rate mortgage may prove to be a viable option if you plan to live in a home for only a short amount of time. Or, if you're a college student or young professional, an adjustable-rate mortgage may help you pay less for a home now, secure your dream job and become financially stable by the time your initial interest rate period ends.

3. VA Loans

The U.S. Department of Veterans Affairs (VA) provides loans to military service members and their families. These loans are backed by the government and enable individuals to receive complete financing for a house. Thus, with a VA loan, an individual is not required to make a down payment on a house.

If you ever have concerns or questions about mortgage loans, banks and credit unions are available to help. Also, your real estate agent may be able to offer mortgage insights and tips to ensure you can secure a mortgage quickly and effortlessly.

Learn about all of the mortgage options that are available, and by doing so, you can move one step closer to buying a home that matches your budget and lifestyle.




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Posted by Darryln Leikauskas on 4/12/2018


39 Ash Ave, Somerville, MA 02145

Winter Hill

Single-Family

$679,000
Price

5
Rooms
2
Beds
1/1
Full/Half Baths
So much better than a condo! Live in this amazing single family home with private back yard. First floor features sunny front to back open floor plan with GORGEOUS Brazilian Tigerwood floors throughout, kitchen with granite counters, s/s appliances, renovated half bath, and large dining area and living room. GUT RENOVATED within the past 6 years include floors, walls, recessed lighted ceilings, electrical, plumbing, roof, siding, front stairs and MASS SAVE INSULATED. Step outside the rear sliding doors to a private oasis with a large, professionally landscaped yard and patio, making this home perfect for entertaining inside and out. The home's second floor features a large master bedroom with two walk-in closets plus a second freshly painted bedroom and fully tiled bath. EVERYTHING IS DONE for you! Just .4 miles to Mystic River Paddle Boston where you can canoe, kayak or take lessons! 10 min walk to Assembly Row shopping, 2 blocks to public transportation, and close access to Rt. 9
Open House
Sunday
April 15 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 39 Ash Ave, Somerville, MA 02145    Get Directions

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Posted by Darryln Leikauskas on 4/6/2018

The daily commute can be a daily grind. What if you could commute and get a workout in at the same time? You can if you take on the task of commuting by bicycle. Whether youíre established in your current neighborhood or searching for a new home, you should always consider your location in relationship to your work in addition to your preferred mode of transportation. Especially in regions where the weather is nice the whole year through, youíll want to check on your options for commuting by bike. Below, youíll find some tips that can make commuting to work by bicycle from your home a bit easier. 


Plan Ahead


Depending on weather conditions, youíll need to plan ahead. If you have a longer commute, youíll most likely need to bring a change of clothes to work. You donít want to spend an entire day at the office in sweaty, smelly clothes. If you need to dress professionally, you should plan to bring clothing that wonít wrinkle easily. Also keep some items to help you freshen up in your work bag including deodorant and wipes. As temperatures get warmer throughout the year, this will become ever important. If the weather looks like it might rain, you might want to bring additional gear or just skip the commute by bike altogether on those days. You can even store some spare clothing or toiletries in your desk in case you forget to pack something one day.  


Have A Space To Keep Your Bike


Both at home and at work, youíll need to find a spot to keep your bike. Itís important to find a place where the bike will be secure and is able to be locked down. Depending upon the type of area you work in, youíd hate to ride to work on your bike only to find out that when youíre ready to return home your bike has been stolen. Your bicycle should also have a convenient location where you can store it around your home as well. 


Keep In Mind That You Still Could Encounter Problems


Even though youíre riding a bike and not driving a car, you can still encounter problems on your ride to and from work. Hit one bump the wrong way and youíll end up with a flat tire. This means that youíll need to have a kit ready in case of any kind of issues that you encounter during your commute. Keep this commuter kit with your work things so that you donít need to worry about where the spare tubes and bicycle pump are. 


When you choose a commuter friendly neighborhood, youíll be surprised at how much fun and how easy commuting to and from work by bicycle can be. Just heed some convenience and safety tips and youíll be well on your way to a good workout to and from work.      





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